    :root {
        --finkeda-blue: #004e92;
        --finkeda-green: #00c48c;
        --finkeda-cyan: #00b4d8;
        --finkeda-dark: #0b1320;
        --finkeda-light-grey: #f8f9fa;
    }

    body {
        margin: 0;
        font-family: "Poppins", sans-serif;
        background: #fff;
        color: #111;
        /* FIX: Add top padding to account for the fixed-top navbar height */
        padding-top: 80px;
    }

    /* Utility class for scroll offset */
    .section-anchor {
        scroll-margin-top: 80px;
        /* Adjust this value to match body padding-top/navbar height */
    }

    /* White Top Bar */
    .navbar {
        background: #ffffff;
        box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
        padding: 0.7rem 1rem;
        transition: all 0.3s;
    }

    .navbar-brand img {
        height: 55px;
        width: auto;
    }

    .nav-link {
        color: #333 !important;
        font-weight: 500;
        margin-right: 1rem;
        transition: color 0.3s;
    }

    .nav-link:hover,
    .nav-link.active {
        color: var(--finkeda-green) !important;
    }

    .btn-login {
        background: linear-gradient(90deg, var(--finkeda-green), var(--finkeda-blue));
        border: none;
        color: #fff !important;
        padding: 7px 16px;
        border-radius: 8px;
        font-weight: 600;
        transition: 0.3s;
        display: flex;
        align-items: center;
        justify-content: center;
        text-decoration: none;
    }

    .btn-login:hover {
        opacity: 0.9;
        color: #fff !important;
    }

    /* FIX for Mobile menu background */
    .navbar-collapse {
        background-color: #ffffff;
        padding: 10px 0;
    }

    /* --- CAROUSEL STYLES (FIXED FOR OVERLAP) --- */
    .carousel {
        background: var(--finkeda-dark);
    }

    /* FIX: Ensures inactive slides are hidden */
    .carousel-item:not(.active) {
        display: none !important;
    }

    .carousel-item {
        height: calc(100vh - 80px);
        /* Adjusted to account for fixed navbar */
        min-height: 500px;
        /* Ensure minimum height on small screens */
        color: #fff;
        padding: 40px;
        text-align: center;
    }

    .carousel-inner .carousel-item>div {
        display: flex;
        flex-direction: column;
        align-items: center;
        justify-content: center;
        height: 100%;
        max-width: 90%;
        margin: 0 auto;
    }

    .carousel-item h2 {
        font-size: 3.2rem;
        line-height: 1.25;
        font-weight: 700;
        margin-bottom: 25px;
    }

    .carousel-item p {
        font-size: 1.3rem;
        max-width: 700px;
        margin: 0 auto 40px;
        color: #a8b0bd;
        line-height: 1.6;
    }

    .btn-learn {
        border: none;
        padding: 12px 28px;
        border-radius: 8px;
        font-weight: 600;
        transition: all 0.3s ease;
        box-shadow: 0 0 10px rgba(255, 255, 255, 0.2);
        font-size: 1.1rem;
        text-decoration: none;
    }

    .slide-green .btn-learn {
        background: var(--finkeda-green);
        color: #fff;
    }

    .slide-green h2 {
        color: var(--finkeda-green);
    }

    .slide-blue .btn-learn {
        background: var(--finkeda-blue);
        color: #fff;
    }

    .slide-blue h2 {
        color: var(--finkeda-blue);
    }

    .slide-cyan .btn-learn {
        background: var(--finkeda-cyan);
        color: #fff;
    }

    .slide-cyan h2 {
        color: var(--finkeda-cyan);
    }

    .btn-learn:hover {
        transform: scale(1.05);
        opacity: 0.9;
    }

    .carousel-indicators [data-bs-target] {
        width: 10px;
        height: 10px;
        border-radius: 50%;
        margin: 0 5px;
        background-color: #fff;
        opacity: 0.6;
        transition: opacity 0.3s;
    }

    .carousel-indicators .active {
        opacity: 1;
    }

    .carousel-control-prev,
    .carousel-control-next {
        width: 6%;
    }

    .carousel-control-prev-icon,
    .carousel-control-next-icon {
        width: 3rem;
        height: 3rem;
        filter: drop-shadow(0 0 5px rgba(0, 0, 0, 0.5));
    }

    /* --- SECTION BASE STYLES --- */
    .section-padding {
        padding: 80px 0;
        text-align: center;
    }

    .section-heading {
        font-weight: 700;
        color: var(--finkeda-dark);
        margin-bottom: 60px;
        font-size: 2.8rem;
    }

    /* --- Journey Section Styles --- */
    .journey-section {
        background: var(--finkeda-light-grey);
    }

    .journey-steps-row {
        justify-content: center;
        align-items: center;
    }

    .journey-step {
        padding: 30px 20px;
        border-radius: 12px;
        background: #ffffff;
        box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
        height: 100%;
        display: flex;
        flex-direction: column;
        justify-content: flex-start;
        align-items: center;
        transition: transform 0.3s, box-shadow 0.3s;
        flex-grow: 1;
    }

    .journey-step:hover {
        transform: translateY(-8px);
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    }

    .step-icon {
        font-size: 2.5rem;
        width: 70px;
        height: 70px;
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        margin: 0 auto 25px;
        color: #fff;
        font-weight: 700;
        box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
    }

    .step-icon-1 {
        background: var(--finkeda-green);
    }

    .step-icon-2 {
        background: var(--finkeda-blue);
    }

    .step-icon-3 {
        background: var(--finkeda-cyan);
    }

    .journey-step h4 {
        font-size: 1.6rem;
        font-weight: 600;
        color: var(--finkeda-dark);
        margin-bottom: 15px;
    }

    .journey-step p {
        color: #555;
        font-size: 1rem;
        line-height: 1.6;
    }

    .journey-arrow {
        color: #cccccc;
        font-size: 2rem;
    }

    /* --- Services Section Styles (Used for Core Services) --- */
    .services-section {
        background: #ffffff;
    }

    .service-card {
        padding: 30px 15px;
        border-radius: 12px;
        background: var(--finkeda-light-grey);
        box-shadow: 0 3px 10px rgba(0, 0, 0, 0.04);
        height: 100%;
        display: flex;
        flex-direction: column;
        align-items: center;
        transition: transform 0.3s, box-shadow 0.3s;
    }

    .service-card:hover {
        transform: translateY(-5px);
        box-shadow: 0 8px 20px rgba(0, 0, 0, 0.1);
        border: 1px solid var(--finkeda-green);
        /* Subtle green border on hover */
    }

    .service-icon {
        font-size: 3rem;
        width: 80px;
        height: 80px;
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        margin-bottom: 20px;
        color: #fff;
        background: linear-gradient(45deg, var(--finkeda-blue), var(--finkeda-cyan));
    }

    .service-card h4 {
        font-size: 1.4rem;
        font-weight: 600;
        color: var(--finkeda-dark);
        margin-bottom: 0;
    }

    /* Custom colors for individual icons */
    .service-aeps .service-icon {
        background: var(--finkeda-green);
    }

    .service-dmt .service-icon {
        background: var(--finkeda-blue);
    }

    .service-utility .service-icon {
        background: var(--finkeda-cyan);
    }

    .service-fastag .service-icon {
        background: #ff9900;
    }

    .service-billpay .service-icon {
        background: #e91e63;
    }


    /* --- Solutions Section Styles --- */
    .solutions-section {
        background: #ffffff;
    }

    .solution-card {
        padding: 40px 25px;
        border-radius: 12px;
        background: var(--finkeda-light-grey);
        box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
        height: 100%;
        display: flex;
        flex-direction: column;
        align-items: center;
        transition: all 0.3s ease;
        border-top: 5px solid transparent;
    }

    .solution-card:hover {
        transform: translateY(-5px);
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    }

    .solution-icon-wrap {
        font-size: 3rem;
        margin-bottom: 20px;
        color: var(--finkeda-blue);
        padding: 15px;
        border-radius: 50%;
        background: rgba(0, 78, 146, 0.08);
    }

    .card-title {
        font-size: 1.6rem;
        font-weight: 600;
        color: var(--finkeda-dark);
        margin-bottom: 10px;
    }

    .card-text {
        color: #555;
        font-size: 1rem;
        line-height: 1.6;
    }

    /* Accent colors for card borders/icons */
    .solution-card.api-solution {
        border-top-color: var(--finkeda-green);
    }

    .solution-card.digital-solution {
        border-top-color: var(--finkeda-blue);
    }

    .solution-card.payment-solution {
        border-top-color: var(--finkeda-cyan);
    }

    .solution-card.lending-solution {
        border-top-color: #ff9900;
    }

    .solution-card.api-solution .solution-icon-wrap {
        color: var(--finkeda-green);
        background: rgba(0, 196, 140, 0.08);
    }

    .solution-card.payment-solution .solution-icon-wrap {
        color: var(--finkeda-cyan);
        background: rgba(0, 180, 216, 0.08);
    }


    /* --- Testimonials Section Styles --- */
    .testimonials-section {
        background: var(--finkeda-dark);
        color: #fff;
    }

    .testimonials-section .section-heading {
        color: #fff;
    }

    #testimonialCarousel .carousel-item {
        padding: 20px 0;
        min-height: 250px;
        height: auto;
        display: flex;
        align-items: center;
        justify-content: center;
    }

    .testimonial-box {
        max-width: 800px;
        margin: 0 auto;
        padding: 30px;
        border-radius: 10px;
    }

    .quote-icon {
        font-size: 2.5rem;
        color: var(--finkeda-green);
        margin-bottom: 20px;
    }

    .testimonial-text {
        font-size: 1.4rem;
        line-height: 1.8;
        margin-bottom: 30px;
        font-style: italic;
        color: #e0e0e0;
    }

    .customer-name {
        font-weight: 600;
        font-size: 1.2rem;
        color: #fff;
        margin-bottom: 5px;
    }

    .customer-title {
        font-size: 1rem;
        color: var(--finkeda-green);
        opacity: 0.8;
    }

    /* Indicators for Testimonial Carousel */
    #testimonialCarousel .carousel-indicators [data-bs-target] {
        background-color: var(--finkeda-green);
        width: 8px;
        height: 8px;
        opacity: 0.5;
    }

    #testimonialCarousel .carousel-indicators .active {
        opacity: 1;
    }

    /* --- Why Choose Us Section Styles --- */
    .choose-us-section {
        background: #f0f4f7;
    }

    .feature-card {
        padding: 30px;
        border-radius: 12px;
        background: #ffffff;
        box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
        height: 100%;
        display: flex;
        flex-direction: column;
        align-items: center;
        transition: all 0.3s ease;
        border-bottom: 4px solid var(--finkeda-blue);
    }

    .feature-card:hover {
        transform: translateY(-5px);
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
    }

    .feature-icon {
        font-size: 3.5rem;
        color: var(--finkeda-blue);
        margin-bottom: 15px;
    }

    .feature-card h4 {
        font-size: 1.5rem;
        font-weight: 700;
        color: var(--finkeda-dark);
        margin-bottom: 10px;
    }

    .feature-card p {
        color: #666;
        font-size: 1rem;
        line-height: 1.6;
    }

    /* Custom icon colors/accents */
    .feature-card.innovation {
        border-bottom-color: var(--finkeda-green);
    }

    .feature-card.security {
        border-bottom-color: var(--finkeda-cyan);
    }

    .feature-card.support {
        border-bottom-color: var(--finkeda-blue);
    }

    .feature-card.innovation .feature-icon {
        color: var(--finkeda-green);
    }

    .feature-card.security .feature-icon {
        color: var(--finkeda-cyan);
    }

    .feature-card.support .feature-icon {
        color: var(--finkeda-blue);
    }

    /* --- How To Use Section Styles (CTA Section) --- */
    .how-to-use-section {
        background: var(--finkeda-dark);
        color: #fff;
    }

    .how-to-use-section .section-heading {
        color: #fff;
        margin-bottom: 20px;
    }

    .how-to-use-section p.lead-text {
        font-size: 1.25rem;
        max-width: 800px;
        margin: 0 auto 40px;
        color: #a8b0bd;
    }

    .cta-button {
        background: var(--finkeda-green);
        color: #fff !important;
        border: none;
        padding: 15px 35px;
        border-radius: 10px;
        font-size: 1.25rem;
        font-weight: 700;
        transition: background 0.3s, transform 0.3s;
        text-decoration: none;
        display: inline-flex;
        align-items: center;
    }

    .cta-button:hover {
        background: var(--finkeda-blue);
        transform: translateY(-2px);
        box-shadow: 0 5px 15px rgba(0, 0, 0, 0.3);
        color: #fff !important;
    }

    .cta-icon {
        margin-left: 10px;
        font-size: 1.5rem;
    }

    .steps-container {
        margin-top: 40px;
        margin-bottom: 40px;
    }

    .step-item {
        padding: 20px;
    }

    .step-number {
        font-size: 2rem;
        font-weight: 700;
        color: var(--finkeda-green);
        margin-bottom: 5px;
    }

    .step-text {
        color: #fff;
        font-size: 1.1rem;
    }

    /* --- Let's Tea Together (Contact) Section Styles --- */
    .contact-section {
        background: var(--finkeda-light-grey);
    }

    .contact-section .section-heading {
        margin-bottom: 20px;
    }

    .contact-section p.lead-text {
        font-size: 1.25rem;
        max-width: 800px;
        margin: 0 auto 40px;
        color: #6c757d;
        text-align: center;
    }

    .contact-card {
        background: #ffffff;
        border-radius: 15px;
        padding: 40px;
        box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
        border-top: 5px solid var(--finkeda-green);
    }

    .contact-form .form-control,
    .contact-form .form-select {
        border-radius: 8px;
        padding: 12px;
        margin-bottom: 15px;
        border: 1px solid #ddd;
    }

    .contact-form .btn-submit {
        width: 100%;
        background: var(--finkeda-green);
        border: none;
        color: #fff;
        padding: 15px;
        font-size: 1.1rem;
        font-weight: 700;
        border-radius: 8px;
        transition: background 0.3s;
    }

    .contact-form .btn-submit:hover {
        background: var(--finkeda-blue);
    }

    .contact-info-block {
        text-align: left;
        padding: 20px;
    }

    .contact-info-block h5 {
        font-weight: 700;
        color: var(--finkeda-dark);
        margin-bottom: 20px;
    }

    .info-item {
        margin-bottom: 15px;
        display: flex;
        align-items: center;
        font-size: 1rem;
        color: #555;
    }

    .info-item i {
        font-size: 1.25rem;
        color: var(--finkeda-green);
        width: 30px;
    }

    /* --- FOOTER SECTION STYLES --- */
    .main-footer {
        background: var(--finkeda-dark);
        color: #a8b0bd;
        padding: 60px 0 20px;
        font-size: 0.95rem;
    }

    .footer-col h5 {
        font-size: 1.2rem;
        font-weight: 600;
        color: #fff;
        margin-bottom: 25px;
        border-bottom: 2px solid var(--finkeda-green);
        padding-bottom: 8px;
        display: inline-block;
    }

    .footer-col ul {
        list-style: none;
        padding: 0;
    }

    .footer-col ul li {
        margin-bottom: 10px;
    }

    .footer-col ul li a {
        color: #a8b0bd;
        text-decoration: none;
        transition: color 0.3s;
    }

    .footer-col ul li a:hover {
        color: var(--finkeda-green);
    }

    .footer-logo-text {
        font-size: 1.5rem;
        font-weight: 700;
        color: #fff;
        margin-bottom: 10px;
    }

    .footer-address i {
        color: var(--finkeda-green);
        margin-right: 10px;
        font-size: 1.1rem;
    }

    .footer-address p {
        margin-bottom: 5px;
        line-height: 1.5;
    }

    .social-icons a {
        color: #a8b0bd;
        font-size: 1.5rem;
        margin-right: 15px;
        transition: color 0.3s;
    }

    .social-icons a:hover {
        color: var(--finkeda-cyan);
    }

    .footer-bottom {
        border-top: 1px solid #1c2635;
        padding-top: 20px;
        margin-top: 40px;
        text-align: center;
        font-size: 0.85rem;
    }

    /* Media Queries for Responsiveness */
    @media (max-width: 991.98px) {
        body {
            padding-top: 70px;
            /* Reduced padding for smaller screens */
        }

        .section-anchor {
            scroll-margin-top: 70px;
        }

        .journey-section h3,
        .section-heading {
            font-size: 2.2rem;
            margin-bottom: 40px;
        }

        .d-lg-flex {
            display: none !important;
        }
    }

    @media (max-width: 767.98px) {
        .carousel-item {
            height: 60vh;
            padding: 20px;
        }

        .carousel-item h2 {
            font-size: 2rem;
            margin-bottom: 15px;
        }

        .carousel-item p {
            font-size: 0.95rem;
            margin-bottom: 25px;
        }

        .btn-learn {
            padding: 10px 20px;
            font-size: 1rem;
        }

        .journey-section h3,
        .section-heading {
            font-size: 1.8rem;
            margin-bottom: 30px;
        }

        .journey-step {
            padding: 20px 15px;
        }

        .step-icon {
            width: 55px;
            height: 55px;
            font-size: 2rem;
            margin-bottom: 15px;
        }

        .journey-step h4 {
            font-size: 1.3rem;
        }

        .journey-step p {
            font-size: 0.9rem;
        }
    }